Self Help Guide 

You may feel able to support yourself in managing your financial situation. If so, here are some useful websites;

Budgeting and general money advice – free, independent consumer money advice – advice on everything, from the Citizens Advice Bureau – useful resource for general money advice and statistics – general money advice from a Christian perspective

Money saving – for comparison of utility and other bills – comparison sites for financial products – comparing banking and savings – excellent all-round site for money saving tips and advice – save money on premium phone lines – reduce your energy bills – find the best broadband deal – supermarket price comparison and online store – cheap train tickets – find the cheapest petrol in your area

Earning money – get cash back on purchases you need to make – rent out your driveway or parking space

Benefits – calculate what benefits you may be entitled to – tax credits calculator and on-line application

Help with Debts or 0800 138 1111 – a free, online and telephone debt advice service or 0808 808 4000 – a useful information resource and advice service or 0800 043 40 50 – a free, online and telephone debt advice service